Do I Have a Bad Faith Insurance Claim?

If you have ever filed an insurance claim perhaps you have felt the need for legal counsel to determine if the insurance company is acting reasonably. Insurance companies although compelled by law to meet their contractual obligations sometimes fall short. Not meeting contractual responsibility is an act of bad faith and there are many, many ways by which insurance companies might commit these acts.

Here are several examples to give you an idea.

• Claims are treated unreasonably, either denied, left uninvestigated, or put off for an unreasonable amount of time.

• The insurance company does not properly handle the settlement by refusing to settle or attempt to settle for less than the value of the claim.

• Failure of insurer to communicate promptly and accurately on the progress of their claim.

• Using rude, demeaning behavior or methods during investigations on the claim.

• Misrepresentation of conflicting information in reference to the claim.

There are so many different ways an insurance company could treat you in bad faith. For specific questions, don’t hesitate to ask us.